Sunday, May 5, 2013

Social impact investing: the new frontier for long term outlook investor

Sunday, January 16, 2011

On 6969???

In countries like South Africa and Britain, lotteries are used to finance social service and welfare projects.
In Kenya, lotteries like 6969, 2929 can come in handy in financing a social health insurance programs for the common mwanainchi, construction of irrigation infrastructure, or financing the impending famine epidemic.
But in the current licensing model in our beloved Kenya the money generated benefits only a group of investors who have flouted the law by failing to remit at least 25 per cent of their gross receipts to charitable projects that benefit the country socially and economical.
The BC& L Act should state the purposes for which lotteries may be conducted, that is, charitable work; the lotteries should not be conducted for private gain or commercial undertaking where the Lords of poverty are striking gold at the expense of poor gullible Kenyans of their hard earned dime.

Or is it a political funding scheme now that 2012 is just around the corner?

Have a patriotic week.

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Friday, January 14, 2011

Offshore Investment

How to invest offshore

Offshore investments are funds that are invested outside of Kenya, often in tax havens which may be less regulated than the home country. This investing offshore allows greater freedom for the investor and the potential for greater return. They are often conducted by an offshore investment company as there is a wide portfolio of investments on offer. These overseas private investments can take the form of:

• Offshore Investment Funds – these allow affordability, guaranteed levels of regulation, diversification which offers greater stability, and variety.
• Offshore Stocks and Shares - These are based on international capital markets
• Overseas Mutual Funds – if Europe-based, these would be subject to adherence to the European Union Directive, UCITS.
• Offshore Investment Bonds
• Hedge funds – these thrive in low regulatory jurisdictions,
• Offshore Unit Trusts
• Offshore portfolio bonds – which combine an insurance contract with a bank account to facilitate investment in many different vehicles.
• Offshore property funds and Commodities - less correlation to equities & bonds
• Offshore Banking

Monday, December 6, 2010

m-commerce


Mobile Commerce the way to go.
Mobile Commerce is about the purchase and sale of goods and services through the cellphone with the involvement of a financial institution.
Mobile Commerce includes the following:
a) Travel and Ticketing
b) Movie Ticketing
c) Bill payments to utility and service companies
d) Merchant & Retail Transactions
e) Money Transfer
Growth of Mobile Commerce in Kenya
Mobile Commerce services are evolving rapidly in Kenya due to the innovation and competition of mobile service providers, banks and payment service providers to offer more value add products and secure transactions through mobile networks.
While eCommerce is limited to PC users only, Mobile Commerce is open to almost everyone with a cellphone and mobile connection. Mobile Commerce is expected to grow because the mobile usage and ownership penetration which is more than 4 to 5 times than a PC and growing at a very fast rate.
With mobile commerce offerings expanding, customers in Kenya have the hand-held convenience of using their mobile phones for making payments for bills, POS payments and recharging prepaid phone cards. this is a new exciting very lucrative frontier for all the young entrepreneurs out there.
have an innovative week.